Home is far. The money shouldn't be.
Send naira straight from your Nigerian bank and watch the money land in their account abroad before the call you're on ends. No wallet to top up. No exchange to sign into. No week of wondering whether it arrived.
Mid-market rates, updated live. Your own rate is held while you decide, before you pay a naira.
Ten minutes,
or you don't pay
Most land in five. We put a clock on it because everyone else puts an asterisk, and because the person waiting is counting the same minutes you are.
- The clock starts
- The moment you tap send, not when a bank gets round to it.
- If we miss it
- The fee comes back automatically. No form, no email, no arguing.
- Either way
- You watch it move, step by step, until it lands.
Nobody sends money for the sake of it
There is always somebody at the other end of it, waiting for something that usually has a date on it. That's the part the banks forgot.
“In transit has never once paid a landlord.”
She used to send on Monday and spend the rest of the week refreshing a bank app, hoping. Now she sends on Thursday night, watches it arrive, and goes to bed.
“I needed it there in the next hour, not the next week.”
Nobody plans for the call that begins with don’t panic. When it comes, three working days may as well be three months, and an exchange rate is the last thing on anyone’s mind.
“I wanted her to have it on the day, not after.”
Half of what people send is small and unplanned: school shoes, a phone bill, a bit extra because the week has been hard. Late, it stops meaning what it meant.
Trust is a boring list. Here's ours.
Licensed hands the whole way
Collecting your naira, converting it and paying it out are each done by a regulated provider. We build the product; they move the money. It never sits in anybody's personal account.
Nothing to top up, nothing held
There's no wallet, no balance, no float. Money is collected for one transfer and paid out on that same instruction, so there is never a pot of yours sitting with us.
We check who you are once, properly
ID and source of funds before your first payout. It's a real gate, and yes, it's mildly annoying. It's also why your transfers don't get frozen later.
If it doesn't arrive, you get it back
Every transfer is tracked from quote to payout and reconciled against the provider's own record. Anything that fails refunds to the account you paid from. No transfer is ever left in limbo.
“Sending money out of Africa has always been treated as a favour rather than a service. Most of the fixes so far still start by giving you an account somewhere else to look after. We thought the money should simply leave your own naira account and arrive in your daughter's in Berlin, or your business partner's in Shenzhen, the same day you sent it.”
The things people ask us first
Does the person receiving it need the app?
No. They need a bank account, and that's it. It arrives as an ordinary credit from their own bank, so there's nothing to download, nothing to sign up for and nothing to explain to your mother.
What does it cost?
The fee and the exchange rate are shown together, before you pay, and held while you decide. If you don't like the number, don't send. Nothing is charged for looking.
Which currencies can they be paid in?
Euros, pounds, dollars, yuan and most currencies a bank account can hold, in more than a hundred and fifty countries. It arrives as an ordinary local credit, and it arrives now, not on the next working day.
And if something goes wrong?
Every transfer carries one reference from the moment you tap send, so there's always a person who can tell you exactly where it is. If it can't complete, the money goes back to the account it came from.
Send your first one today
Leave your email and we'll set you up, then answer anything you ask, from someone who reads the replies.